We view the risk of a 2nd and would add 3-5% higher (min) for the risk and unsecured we would not even touch, but I would put it at 2x a second.Curious to hear how others evaluate risk?

I'm just trying to evaluate all of my options.

@Arlen Chou  EX I bout a home at 7585 Blanding Dr Ferguson, MO. for $31,200 in 2022.

Shouldn’t they be evaluating my current risk? 

As the foundation of real estate investment analysis, underwriting allows us to evaluate potential returns and associated risks accurately, ensuring informed and confident investment decisions.Understanding critical metrics like Net Operating Income (NOI), Capitalization Rate (Cap Rate), Debt Service Coverage Ratio (DSCR), Gross Rent Multiplier (GRM), and Cash-on-Cash Return is essential.

What sources do you recommend for evaluating properties? 

I've done some research, listened to hundreds podcasts and watched hundreds youtube videos.im trying to evaluate which is a good market (location) to invest.I'm interested in fix and flips or BRRRs. if you're not interested in partnership but are familiar with these cities, then you have valuable information to guide me in selecting for example areas to avoid when purchasing investment property. 

It is imperative to evaluate the timeline for recuperating the substantial capital investment, especially if your goal is to expand your rental portfolio efficiently.While cash flow is undoubtedly significant, it should not overshadow other crucial factors in real estate investment.

I really like using Airdna to find markets and evaluate them as a starting point.

If you think your offer might be a lowball, and you don't trust your agent's  advice on whether it's worth the try, then evaluate your objectiveness or get a new agent.There are so many potential problems that can arise if you talk to listing agent or sellers agent prior to speaking to your agent.