When you are actually IN this business, you need to have trusted associates to work with.

Join the local Apartment Association as they are usually a great source of networking with other landlords and professionals in the area. 

I've read on here a few times that the California Apartment Association is helpful.

I was nearly scammed by a seller in the US who I met in person, met his "associates", toured the property with and everything, but my tip off to do more research was that he was against using a third party to hold funds in escrow even when I said I would personally pay all associated fees and noted that it would not delay closing at all. 

This will look at your gross income /your gross fixed expenses (Taxes, Insurance, Mortgage, Association Fees).

But do you want to associate with that or not, only you can decide. 

Good point here in having zero cost associated with the loan.

I know how stressful it can be with those gaps in monthly income.I personally use the standard Chicago Association of Realtors lease...do you have a copy of this by chance? 

They work on those big erections of steel you see at a petrochemical refinery and associated nitrogen fertilizer facility. 

We appreciate your interest in our organization, but surely there is a bitter way...I meant better way to spread the good things the DC Landlord Association is doing & address your concerns.