And a few from 0% interest for a year credit card loans too.

I have several vehicles and lots of stuff in general and a wife that would not be ok with a duplex.  

In addition to conventional loans and FHA loans, if either you or your wife are veterans, the VA also has a rehab program.I'd be happy to discuss my rehab experience both as an investor and as a mortgage broker, and at least help you think through your options. 

You have received some great recommendations and if you are yet to decide on an Investor friendly to work with, you can send me a DM and see if we are a good fit.I do provide free mentorship and a lot of free resources and connections to anyone I work with especially beginners like you. 

Secondly, calendar and email functions/apps on computers and smartphones provide great records and a log.

Lahaina is a year and a half into recovery with roughly 1500 homes destroyed, The US Army Corps of Engineers and FEMA just competed debris removal.

Always have a detailed scope of work and a price in a written contract.  

Since you have work history, if you get a job with salary income and a credit score above 640 (680 realistically), a conventional cashout refi is within reach as soon as you reach those metrics.

A whole working business with properties, a booking site and a brand that creates loyalty.

Negotiating favorable terms is both an art and a science, and in real estate, it's a critical skill that can make or break a deal.