My concern is that without that amount of personal income available I would have difficulty establishing a sufficient amount of reserves for emergencies.

Im at a 780 credit score , under 10% utilization, 13-14 positive mix tradelines 0- late payments but I cant get into the 800's and its because my old morgage is no longer showing . 

@Vivian Yip  We just use a very generous utility cap. 

We are looking to buy an established business with a system in place.

How are established investors finding deals? 

Like you mentioned , the prices are going down because a lot of people thought you could just buy a property and slap it on airbnb , expecting it to rent well without doing improvements , not realizing that the market would be overstaturated with " C and D " quality properties ( A+ are the properties i'm speaking of)I'm seeing that you can buy those type properties( A+ potential) that have simply been under utilized and 1.

Cost segregation can be utilized for many different scenarios such as new construction, properties already owned and newly purchased properties.

I am looking to hire an established Denver firm to perform a cost segregation study on a rental.

These are the rates established by the government that support housing assistance vouchers.

Monthly expenses will include mortgage payments, property taxes, insurance, utilities (if applicable), maintenance, and reserves for repairs.You’ll need at least 3.5% for an FHA loan or 20% for a conventional loan, plus cash reserves.