The second option and the better option (my opinion), partner with a more experienced investor on the first few deals that has the contractor, system and knowledge.

You deserved two of them for your AL stand-up routine. 

By the time I reach 20% equity (likely 3+ years away), my monthly mortgage payment will come down when I refinance, but $600 is a big hit to the numbers. 

Also, I grew up in the Rochester area and if you want to be investing in real estate I'd recommend you get out of NY now while you're young. 

The balanced owed on the property is about 97K. 

You also want to look for these like/kind properties that have sold in the past 3-6 months within a .25 to 1 mile radius.This comes with practice so the more you do the better you will become at it. 

Hi All - This is a funny request but my fiancé and I recently did an exercise together where we wrote down 10 things we are grateful for, 5 goals of ours for the next two years, and 5 goals of ours for the next five years.

Finally, pick up the phone and call any similar complex to yours and see what they're chargingGino

Too many wholesalers are so eager to get a contract that they lock up properties way above market value, hoping to find a buyer who doesn’t know any better.

This in turn can open up what homes you can buy since the numbers will make more sense when putting 3-5% down instead of 20%.