Hey Phat,Fellow San Diego Native.

Whether or not they get them to to foreclosure or BK is generally determined by how the "victim" reacts to his circumstances.The area I live in now has very few foreclosures, very few residents too.

Hi everybody, I live in connecticut (but am a native californian).

I am a Central Ohio native and know this area very well.

Remember, it's not what happens to you, but how you react to it.

If your numbers are correct I would start around $135,750 and see how they react.

I am a native and an investor.

Its all out there, take a look at how different markets reacted.

So adeptly that they listen and might react (not just loose interest and say "oh, isn't that nice)4.

It's the name of a little known Native American tribe that welcomed Captain John Smith and his cohorts to Virginia several hundred years ago.