Through your local bank that you are using, are you reapplying for each new home for a seperate construction loan or are you setup as a credit line with them and just submit a new budget for each new home I do want to also add that my banker who is the VP of lending and branch manager has been banking me for 30 years..WE have been through all he ups and downs including the GFC were I got almost totally wiped out financially..

As long as the property generates enough cash flow, you may qualify based on the asset alone.Another route is to explore portfolio loans from local banks or credit unions.

In the past year we've been through the ringer financially due to bad contractors, deal promises, and generally just being new to the game.

NMLS call center said they have no problem with it but it strikes me as odd that the MU4 filing requires you to disclose other 'financial related activity'. 

The POWER of Real Estate Investing is: - Securing an asset via only having to give a capital investment of a fraction of it's price. - Having other persons pay for that other purchase capitol that you did not spend. - Getting to keep all the rewards of appreciation over time be it in rents and/or market value. 

My goal is financial freedom for my family and a life full of giving and serving.

Prioritize your financial stability.

My end game is to show you a path to financial independence, whether that be at 45 yrs old or 70 yr old.  

------------------------------------------------------------------------------------------------------Recommend you first figure out the property Class you want to invest in, THEN figure out the corresponding location to invest in.Property Class will typically dictate the Class of tenant you get, which greatly IMPACTS rental income stability and property maintenance/damage by tenants.If you apply Class A assumptions to a Class B or C purchase, your expectations won’t be met and it may be a financial disaster.If you buy/renovate a property in Class D area to Class A standards, what quality of tenant will you get?

If the assets makes financial sense to keep otherwise, hiring a PM solves your problem and allows you to keep a performing asset.