It’s in pretty good shape at this point, rentable.I travel a lot for work, and a friend gave me the idea to do a short term rental as a one bedroom, locking all of my stuff in the other bedroom and office - I applied today and was denied because I don’t own both sides of my HPR, even though I have written permission from the owner of the other half….

If I find out where they live next, I'll send them my contractor's bill and a small claims court paperwork.

@Rene Hosman As a property manager with 20 years experience and a portfolio of 1,000+ single family homes, I can say concessions like reduced rent rarely work well for smaller landlords.

I own a roofing company in Denver and a separate gutter company there too. 

If it is a fannie/freddie loan, it does require 2 years of seasoning and a new appraisal.

I have two "casitas" and a two bedroom two bath 1600' home ready to get installed.

I need to update my deal profile but I moved here 2020 first buying a house hack and then slowly buying one rental a year until the last year and a half.

With a mortgage the borrower signs a Note and a mortgage creates a lien on the property to secure the debt which must be recorded in the public records to provide notice to third parties. 

Patricia,Thank you for a detailed and a very helpful response. 

Send the notice by Certified Mail AND a separate mailing with 'proof of delivery required' (a cheap date with the post office).Hope this helps.