@Mike HannemanYour post was overly dramaticYour property is done and rented so either eat the hard money interest for 6 months with less cash flow or go find a local credit union who will lend based on portfolio Not that hard

I have had really good luck with Utah community credit union.

I'm told I should be looking at credit unions.

After working with Navy federal credit union, I was able to get approved for ~600k(1-2 unit SFR), 30yr foxed,4.5%interest, 0%down, and 2.2% VA funding fee which is wrapped into the loan. 

Chris -   some lenders  will not let a HELOC in 1st position.....so watch for this …...most lenders  will not do helocs on  investment  property only on primary residences  ( there may be some exceptions )   …..if these have 2 adjacent tax lots - you prob wont find a lender to lend one loan on both  properties  …..I would recommend  checking with the smaller banks and cedit unions in your area ( n Pierce / s King counties ) good luck

I am the real estate agent and we used James Hirbour from Jeanne D'Arc Credit Union for the mortgage and had a great experience.

@Carolyn Brown You might want to look into smaller Credit Unions also. 

I’m a union PipeFitter.

When I called him (he did have an area code which fit where he claimed to be from), he had a pretty thick African accent (now, I know there are a lot of different countries in Africa, but due to my ignorance, I can't intelligently suggest where specifically he may from).

In terms of financing, I'ver heard small local banks and credit unions are the best to find flexible options?