I'm less interested in the stress of building if it's just paying current bills.

Quote from @Henry T.: Inflation?

Being a full-time college student is expensive and stressful, I have no financial freedom due to college payments, but I have recently received a scholarship so I have been saving money working full-time. 

Samantha Reeves,Thank you again for your replyHopefully if I run into this " Problem " with the property requiring $3,000 in repairs completed in order for it t pas the VA Loan standards , my Lender will o an Escrow  Holdback .But either way ( if I understand it correctly ) ...... whether I use an Escrow Hold Back or not, I will have to ay for the repairs out of my Own pocket, UNLESS the seller will pay for them ?

Quote from @Paul T.: Nothing herein is legal advice.Effective July 1, 2024, California Civil Code section 1950.5 generally prohibits a landlord from collecting more than one month’s rent as security deposit, whether the rental is furnished or not.

I was genuinely stress out by this.

The home could (hopefully) rent b/t $1300 and $1500 a month. 

I cannot stress the importance of preventative maintenance.

The permit process was stressful but I got through it.

Call Tschetter Sulzer here in town edit: if you don't follow the law to a T, then you'll have to start all over.