And it's basically a waste of money (by their own choice). 

Round Rock is a popular choice due to its proximity to tech companies and good schools, while Pflugerville offers a quiet suburban environment.

That’s why I get first choice on deals before the buyers who’ve negotiated a discount; the buyers who’ve run around” the broker’s back; and the buyers who refuse to sign a commission agreement.

So investors didn’t really have much of a choice it was somewhat a monopoly. 

I hope trust and relationships will get me through and my own due diligence and trust in myself to make the right choices.

They typicallyrequire a larger down payment and may have shorter terms, but they can be agood option if your goal is to hold the land for future use or development.Subdivision Loans: If you planto divide the land into smaller lots for resale or development, a subdivisionloan could be the right choice.

Its the safest way. 

The main pro for building would be the ability to control where I live while living in the house, whereas most multifamily homes are within city limits and not my preferred choice of dwelling. 

However, if they do, they are likely just 'okay' with it and would likely leverage the 10-07 market rent analysis on the appraisal to actually calculate and determine the official DSCR during Underwriting.Hope that helps, if you do have a tenant who is willing to be flexible, the 12 month is always the safest bet.

My opinion, go to Tony Robbins or your choice of speaker If you are looking for a high energy motivational seminar.