Hi @Chris EhrhartThere are two prices in a negotiation, one is the offer counting multiple factors, mainly Cap rate and visible repairs when is a investment property.The other one is when you do an inspection.You listed 5 items here so I'll comment on each one:- Electric panels, this is likely to be found during inspection.

Their fees and interest rates were high, but they had the least restrictive approval terms from what I gathered.

If what we are feeling is accurate, the January data should show substantial increase in buyer demand.Jan 1, 2020 to Jan 1, 2025 InventoryWhile interest rates remain high, the demand from buyers is still strong.

So for the bookings we get on there, I am invoicing her monthly for the cleaning fees and then 18% of the rental rates for each booking.

For example, two of my goals are to achieve a certain percentage for my IRR (internal rate of return), and a certain % for my cash on cash return. 

if you miss your rate lock timing and it costs you to relock who should pay for that?

Do you look up competitor rates?

Long-term, look into refinancing once property values increase to lower your interest rate or pull equity for your next investment.Good luck!

Sometimes they’ve already negotiated solid group rates.

I agree with William that the rate you have is probably better than you'd be able to get moving into another property with rates where they are today.