Just sharing to you that if you are not seeing motivation in your leads;; I'm not eaither and I have the highest quality leads today (IMHO) expireds and FSBOs.   

In my example, you are insured to replace the HIGHER quality product what was in the house before it was damaged.

We're focused on solving CA's housing crisis by making it easier, faster, and less expensive to build high-quality housing units.

focus more on the  quality of collateral you own and your leverage against that collateral as opposed to amount of mortgage debt.

In your situation, it sounds like the primary focus for you is more a quality of life play (reducing your commute time), and the STR may allow you to break even cash flow wise? 

Similar to Realtor.com the leading real estate company Zillow announced it will disclose climate risk features such as: flood, fire, wind, heat and air quality risks.

What was the lead quality?

_____________________________________________________________Recommend you first figure out the property Class you want to invest in, THEN figure out the corresponding location to invest in.If you apply Class A assumptions to a Class B or C purchase, your expectations won’t be met and it may be a financial disaster.If you buy/renovate a Class A property in Class D area, what quality of tenant will you get?

Conducting tenant reference checks is crucial for ensuring you find high-quality tenants who respect your property and pay rent on time.

It will be a quality, move in ready home for a first time home buyerDid you work with any real estate professionals (agents, lenders, etc.) that you'd recommend to others?