I bet most can't even name 10. 

She should have let us know earlier (it was over 2 months without getting a reply from her).Like many professions there are good appraisers and poor appraisers, but my experience is even the good appraisers appraise refinance homes conservatively (but find decent comps to justify their appraisal).Good luck

We opted for option 3 for the safest bet in a stagnating market and tight funds.

I am betting that there aren't that many STRs that offer a setup like that in your area. 

Those will cut into your cash flow and if poorly managed, those properties can cost you a lot more in the long run.Start whenever you want. 

Start small, and trust your instincts.Books and Mentors: "Rich Dad Poor Dad" is a classic.

You might not be able to get the full amount you were wanting back in the cash out, but I am willing to bet you could get something if you own it outright. 

Here are a few I recommend: "Rich Dad, Poor Dad" by Roberto Kiyosaki; "Set for Life" by Scott Trench; "The Unofficial Guide to Real Estate Investing" by Spencer; "The BiggerPockets Ultimate Beginners Guide" found here on BP; "The Book on Rental Property Investing" by Brandon Tuner.

I have not tried to use the debit card at a ATM for cash withdraws, but I bet there will be fees, so I probably will just us my old ATMs.I have noticed that their website is a little clunkier than Bank of America.  

The contractor says poor quality materials but that doesn't mean that was true.