I will also lock up my master bedroom/bathroom and master closet.

@Jay HelmsI would rather master my own mind

Be a creative master while you build back up!

Master developers will likely low-ball you an offer if the demand is there.

You can shadow someone, partner with someone, do a master lease, or start small (single, duplex, triplex) and work your way up.

The problem inside is that my tenants are using space as their master bedroom.

These are tough questions to answer and as you can see, you will get answers at all ends of the sprectrum from everybody across the country who likely don’t know your market, your budget, what you paid for the house, what your contacts are, etc.So with that in mind, I can tell you that generally speaking - kitchens, master baths, and curb appeal sell houses.

The reason for this would be more units under one roof and house hacking (5% down)-There is still potential for more value if I add a second bathroom to the upstairs master bedroom. $$$2-Rent it out and use a HELOC to fund an owner occupied 5% down MFH-House has potential to bring in around $800-$1000 CAD per month in profit 3-Rent it out, move in with the family until I have enough saved up for another down payment.

I enrolled in a masters program and didn't have time to be on the forums.

Focus on learning and mastering the BRRRR strategy so you can recycle capital and buy unlimited properties.