You have to pay to live somewhere.

Quote from @Jordan Townes: so why are you people that already sunk 40k into this not paying a little more a getting a  lawyer? 

Now, you need to figure out how to find deals and pay for them.

I'd purchased it on a land contract, paying interest only for the first 5 years, with the ability to extend another 5 years if I'm not able to find favorable financing to refinance within that time period.

While buying one that’s up and running might seem a good idea - paying for speed - if you’re not quite ready, sometimes the best deal you make is the one you don’t make at all.

Over the next 5–10 years, I plan to scale to a portfolio of rental properties and eventually diversify into syndications.I’m particularly interested in the Lynchburg, VA market and other areas with strong rental demand.What I Bring to the Table:I’ve been saving aggressively, and I’m exploring physician loans to help get started with minimal upfront costs.I’ve done a lot of reading (shoutout to BiggerPockets books!)

If worse comes to worse and I need to get a judgement against the tenant and co-signer(s) can I force them to pay?!?

We pay $55 per month for Wife and each cam was $220x4-There is also cloud recording(up to 10 cams) for $9 per month. 

He is telling me that it is my responsibility to pay for a new HVAC unit which will run between $7k-$8k.  

that money is not the same as cash... you're paying interest on it.but let me know if i am missing something.