This particular property was in San Bernardino- D area maybe a little bit of a war Zone.

We have made numerous offers following conservative guidelines (BP calculators, 1%, 70% rules, etc) and have not had our offers taken seriously.

I was 22.... and way too eager to prove myself.I sat in a hotel room in the Old Market, called up numerous banks and realtors, ready to go out there and stake out a piece of something for myself.

I ran the Transunion SmartMove background check with credit report, criminal history, and eviction report and it came back clean, but had to reject two other applicants after their SmartMove scores came back low for low credit scores and numerous pre-eviction filings at local courts.  

So I am new to the site, and thought I would get some feedback regarding the lending process and flips.There are some creative ways and I would love to hear from people on their experiences.I have been involved with numerous flips, but I am looking to now do my own.

Let me know if you'd like for me to get you set up on that.As for meetups, a few other local BP members (Tim Gordon) and I host a free event each month that meets at an active investment property and reviews the pertinent details of the deal and helps t explain numerous facets of REI.

From the research I've done, there are a lot of lots for sale, which for me means two things: 1) War zone 2) On the edge of something decent What do you think about it? 

Welcome to the BP site @Allana Alexthere are plenty of educational information here: Videos, Podcasts, and numerous guides. 

I have read about this "net passive loss allowance" in numerous articles and it has never made sense until now.

Hi Brian, You have numerous options and resources to choose from at your disposal.