In my area being additional insured does not mean you find out if the policy lapses, it means that a lawyer can't come back and say this situation isn't covered.

Note that if the state knew that he didn't have insurance, it's possible that they would lapse his license.

Fact.There is no correlation as to date or lapse of time from death.

The lender let the closing deadline lapse and we used the line of credit to purchase the property.

Realtors are sworn to adhere to a moral code and I , personally, feel that this is an ethical lapse.

I doubt you would get it because too much time has lapsed but it would at least present a down side to them continuing.I think fining them $100 and raising rent $50 was probably a fair solution, but that doesn't matter. 

However, she was in a lapse period of her insurance when the fire occured so she is not covered there at all.

You can't afford a policy lapse do to the mailman dropping a letter either, servicers wire funds or run automatic pay systems with verified receipts.

I looked up the roofer's license a few years ago and it had lapsed.

We recently allowed our service with a Website provider to lapse due to service issues & have not secured new services yet.