Do not misunderstand.

I think you may misunderstand.

I think some posters here misunderstand your situation.

Do you have the changes in writing.Sounds like this is just a misunderstanding, and they are doing this on principle as well?

some of you are misunderstanding me.

A lot of times the misunderstanding is from either ignorance from the loan officer or from in experience from the borrowers point of view because sometimes the loan officer may be setting up the right expectations but the knowledge needed to interpret the expectations may not be available so there is more hand holding that is needed for first time buyers.

Based on your sales PX estimates you appear to have pretty limited equity unless I misunderstand the situation, so there doesn't appear to be a lot to take away from a sale and it may cost you money to sell after comm and closing costs.

I just laugh, because it shows a fundamental misunderstanding of one of the basics of finance.

Jordan,I don't think your numbers are correct, unless I'm misunderstanding what you wrote.

Because of the cash flow misunderstand I very briefly lined out before and because of loan issues that pop up after about 5 homes -- it takes a lot of work and time to get the cash flow to really think about retiring.It's not impossible, but you have to know that you want to do it and get strategic about it.