The public adjuster will argue with the insurance adjuster and get you the best payout.

You purchase title insurance in case there is a lien they missed.It sounds like you merely defaulted on the contract.

If your insurance coverage isn't enough, they could seize the LLC assets, but not your personal assets.Additional thoughts:1.

Quote from @Shakthi Kamal: If you don't know the answer, choose the umbrella insurance.

Only government and insurance companies insist on not letting go of mail.It's good asset protection.

By the time an Inspector shuts down a project, and the homeowner goes to court/city/judge/whatever.....there is wasted time and money.As we all agree, just get a permit (if it is required) and do things right. :-) Even if you win the war, loosing the battle can easily wipe out all your profits and more.Think about that recent CA AirBnB case where the lady was in the guest house for almost 2 years with no rent?  

Sellling you courses or charging money to join their members only group with their tried and true secret method.. the lenders, the insurers, be carful.

These risks can happen to anybody no matter the type of investment they make like your investment house can blow up and insurance doesn't accept your claim, you could get hit by a bus, and boom no money, and so on. 

They have their own insurance.

I would think your insurance agent might have access to some historical information for a specific area as they would want to examine this closely for their underwriting.