If you have non-Roth retirement accounts, consider converting them to Roth accounts.

Tax breaks cost the government money, and somebody has to pay for them.

Our over inflated government is driven by way too many jobs.

 $24,000 loan from the government at 5% or $1,200 per year for 15 years or $18,000 savings.  

You can purchase the property within the SoloK outright if you have enough or with a non-recourse loan if financing.

Doing anything to burnish the reputation of the sick and rotten syndication industry on a public forum that caters to new, unsophisticated investors is disgusting behavior.

Here in Colorado, we create a lot of non-conforming duplexes out of traditional single-family homes.

Unlike real estate sales, rents are not public knowledge and do not have to be recorded, and they do not have to be accurate. 

Just the other day I saw someone had used black sheet rock screws in the hangers on a brand new deck (non-permitted obviously, and not a single lag or any flashing on the ledger board, and they painted it immediately before the pressure treated lumber had even dried out so that’s going to peal in the first year, at about the same time that those sheetrock screws start to rust lol). 

I would be amazed, shocked even, if a traditional financial institution was willing to lend on a non-habitable asset up to 80%.