Divorce - its easier if the house is in the divorce decree otherwise you need to play mediator between parties to come to an agreement. 

A conforming loan refers to a type of mortgage that that aligns with the criteria set by the Federal Housing Finance Agency (FHFA).

It’s raw land and no house. 

I performed audit work in low income housing. 

For Example:  All Blue houses make more money.Lots of times, I tell people not to trust me, since my topics can be vetted, plus I don't know their personal situations.Just surprised that people on the Forum don't have more Podcast visits referenced in their bylines. 

I’m thinking of suing the utility companies for not notifying me of non-payment creating unsafe/ unsanitary situations that led to house fire, thousands in damage.

I used my house hacking here in Los Angeles and utilized the equity to buy out of state.

on a 100 year old house that rents for $1000 a month that's about to need a new everything - that is spectacularly deficient.  

In your case of a fourplex, option 2 should get you a better deal.I would also agree with Bill on how the number of units may not correlate with the value of the property unless it is a large multifamily complex, and sometimes a fourplex or several single family houses would give you better returns. 100% We always recommend conventional first until you can no longer qualify for those. 

For you that would be the Arizona Multi Housing Association.