So, the title will show the trust but the trust docs will show the agreement that you are sole owner.

-Has no crawlspace (common for older properties) so we couldn't see the foundation-Drywood termite/wood decaying fungi damage seen on all the windows/doors/parts of the beam on the exterior, parts of roof decking and rafters in the attic-Old leaks/moisture damage seen in the ceilings and attic-Parts of the roof has patch work-Roof doesn't have any permits on record (don't know how old it is)Seller's offer to me:-Fumigation treatment for drywood termites (tenting the house)-Replace and repair all damage wood throughout the house-Replace the entire roof with a new permit-Replace one window in every room (not all)-Pay for a structural engineer to inspect the foundation-Offer to get quotes for repairs and have a 15-20K budget to make all repairs, house is 500K.

Also the cashout refi is a no income low doc loan that looks to the DSCR ratio of the building for qualification along with my credit score.

It’s a family, not just another course you buy and get a bunch of docs.

Open to your opinions.Scan the docs and send to fbi.

Hey David, Have you heard of lightning docs? 

No-doc equity loan? 

The water pressure isn't the concern as much as preventing a future leak.

In this case, you'll need to turn in the entity docs for all 3 entities for the underwriters to review.

-----But if you have your own addendum referenced above, here are few others you could add to the list you made:Annual Maintenance Encourage tenants to perform or arrange for annual maintenance checks on their AC units to ensure optimal performance and safety throughout the season.Contact Information for Approved VendorsProvide a list of approved vendors or technicians whom tenants can contact for professional installation, maintenance, or repair of their AC units.Emergency ProceduresInclude information on what tenants should do in case of an AC unit malfunction that may threaten the safety or structural integrity of the property, such as water leaks or electrical issues.