But being that they may see the insurance change it might pique their interest in that change … you can always ask them - most banks will gladly advise you of their policies regarding such items 4 plexes are attractive acquisitions… I’m not sure I would bump it to five if it were me.All the best!

I'll report back what I find out from two local commercial lendersWhat did your local commercial lenders say about this item?

I opted to have most items delivered — which the contractors appreciated.

You CANNOT depreciate the house if it’s for personal use, ONLY if it’s a rental use.So I can still depreciate the house, write off items I buy to furnish the home, maintain the home, and any costs associated with running it as an AirBnB when I am not using it for personal use?  

How are you paying for everyday items without a consistent income?

However, you can still claim the mortgage interest and property taxes for your personal use if you itemize deductions. 

I run into many of the same items as an Land use Engineer.

But there is that item #2!!!

Additionally, charitable donations might offer a tax deduction if you itemize.

I took the name and address off, but you can see the line items and charges as listed above.