If I can assist with any construction or permitting questions please reach out. 

99 percent of the time someone is selling a project mid-construction or after gut, it's because they already spent too much on it and know it won't work.

Instead of seeing this as an opportunity, people like you get offended, and their egos are hurt, so to defend it they will instead of accepting actual data, try to manufacture and manipulate the narrative to construct a realm where they could still be right regardless of where or not it is right.

The only inventory is new construction.

The down payment is based off the total adjusted acquisition cost – the purchase price plus the cost of renovations.

I'm no appraiser but have plenty of fix and flips as well as new construction but IMO, it will be existing home. 

What did your rate adjust too after the buy down?

We have been keeping it as office use until we get our construction financing set up along with all of the other funding sources.

Are you aiming to lower your monthly payment, shorten the loan term, or switch from an adjustable rate to a fixed rate?

@Logan Allec, my accountant adjusted the taxes but I still see the same NJ carryover loss to 2018.