If you are unable to do that, you can still Brrr an Airbnb as long as your income will carry the DTI needed to secure the loan.

Letter from my banker of 25 years explaining how many deals we have done in the last 10 years and average balances carried in their institution.4.

Investors that are looking to offset their investment costs can typically expect to cover the majority of operational and carrying costs, but those seeking positive strong cash flow and ROI can find limited cost saving inputs. 

Policies don’t carry as much in “fees”, but there are insurance costs.

These are not smooth transactions, They carry a lot of risk.

It changes your mindset and the way you carry yourself, your choices, and how you invest.   

The safe route is to save up the money first, but investing does carry risk and everyone has a different level of risk tolerance.

See the below example for a fix-and-flip:Purchase: $100Rehab: $30ARV: $170Before carrying costs and commissions, you would generate $40 in profit on $130 invested with all cash (~31% ROI).

Maybe carry back a balloon for 5 years?

Hi Jason, The first time home-buyer program would apply if your wifes income was able to carry the loan from a debt to income ratio standpoint.