Last week I received a letter from my insurance company stating they were going to discontinue my policy due to the current condition of the property (missing siding) and due to the fact that I am not currently living there (which is not true).I contacted my insurance broker and due to the fact my current insurance company disclosed the cancellation, they could not find another company that would insure the property.I just filed a dispute with the state.

It contains hundreds of files such as ebooks, checklists and spreadsheets for real estate investors: https://www.biggerpockets.com/filesGood luck.

Unfortunately creditor rights laws prevent the owner from verifying directly with the utility provider until a lien is filed which I always thought was unfair but this is a way to confirm the usage is being paid for real time. 

Let them know that you haven't heard from them in XX days and that you will file a complaint if someone does not respond to you within 48 hours.

Bonus question: what kind of impact does this have on my taxes and how do I file this?

Instead I would just need to do the title search first, then once I pay the down payment file a memorandum for the amount I paid them, and then record the purchase and sale contract/land contract with the county so it's on record and clouds the title for extra protection.

The town should have that already on file too for when the permit was applied for.

Aaron  do you have anything we could upload to the file place that might be valuable?

My dad taught me decent financials growing up and I'm the only one in my family who hasn't made a financially poor decision(some sort of bad debt or bankruptcy.)

It contains hundreds of files such as ebooks, checklists and spreadsheets for real estate investors: https://www.biggerpockets.com/filesGood luck.