Some agents include the assumption option in public or private remarks.I also use property radar to search loan info on local properties.Do you have a VA loan entitlement available and gap funds ?

I am currently researching and putting together some assumptions and trying to keep it on the conservative side and not base it on some of the inflated numbers that are published.

I will need to read up on Montana law for this, but my assumption is I don't need to give 30-days notice if the tenant breeched the contract making it void due to their breaking the agreement by interfering with the quiet enjoyment of neighboring tenants/ property owners. 

And you need to be very conservative in your underwriting and assumptions for your first deal.

@Tara Unruh one of the first things want to educate yourselves on is Property Classes.Recommend you first figure out the property Class you want to invest in, THEN figure out the corresponding location to invest in.If you apply Class A assumptions to a Class B or C purchase, your expectations won’t be met and it may be a financial disaster.So, when investing in areas they don’t really know, investors should research the different property Class submarkets.

Just reading between the lines of your post, I’m going to make some assumptions, so forgive me if I’m way off…It sounds like you’ve grown up being mentored by your dad in his brand of real estate, so this is all you can see.

@Scott Mac finding the decisionmaker is hard, getting them a cash payoff under the 30 days is what they want, no they aren't going to allow an assumption that takes 80-100 days to an individual investor on an owner occupied loan.

I deal extensively with creative financing such as sub2's, land contracts, contract-for-deeds, assumptions, land trusts, etc.

At 900K, with the same LTV assumptions, I'm seeing that your payment would be $4953 without taxes and insurance.

I am afraid the assumptions you're making are outright wrong and very misleading.