Since we did $0 we are assuming risk of the loan amount, but can afford to take a small cash flow margin while someone else pays our principle down.We are working toward A similar plan as you as I plan to retire from the Navy at 42-45 years old in 7-10 years.

You'll need to know the loan amount and purchase price you can afford.

@Mad Dendukuri easy solution - tell the tenant you can't afford to do flooring AND put them up somewhere, so deal is off.Either they will be reasonable or show themselves to be greedy and someone you should get rid of.

@Anthony ZottoThe election's impact on small multifamily real estate will depend on the balance between policies supporting housing affordability and broader economic changes affecting investor costs.

It would most likely come down to price and what you can afford. 

Lesson I learned was finding a good tenant and getting the prospective tenants fully vetted with their income and debt to make sure they can afford my rent.

Very affordable and great development team behind the product. 

4) Would It be easier to borrow that money knowing that I am trying to provide affordable housing in the governments eyes?

The issue I'm running into with this is the area I'm planning on moving to isn't exactly the most affordable, and so even with 0% down, you still have to make the mortgage payments, and you're only qualified for up to an amount supportable by your in-place income, which of course makes sense.

The market there is pretty good and affordable compared to King/Pierce/Snohomish counties.Let me know if you need help!