Hi Jim.

I'm with @Jim K. on this one. 

@Jim Thomas  Sent you a pm

@Jim Johnson on the topic of mastermind groups for this niche, I discovered one called MHP Tribe.  

@Jim Morris HELOCs generally have a higher interest rate then a 30 yr fixed, and the rate on a HELOC is not fixed.

@Jim Fournell it all depends on your goals and what you want to do.

@Jim DavidHey Jim, my only experience lids was a short sale I bought in Aliante.

page=5Bonus for the weekend, my collection for starters (read the comments too, and then if you like the author, go check out what else they wrote): - https://www.biggerpockets.com/renewsblog/stages-of-investing/ - https://www.biggerpockets.com/renewsblog/newbies-learn-real-estate-investing/ - https://www.biggerpockets.com/renewsblog/5-ways-to-know-youre-not-ready-to-invest/ - https://www.biggerpockets.com/renewsblog/ideal-vs-desperate-investor/ - https://www.biggerpockets.com/renewsblog/how-much-to-offer-property/ - https://www.biggerpockets.com/renewsblog/hazardous-attitudes-of-investors/ - https://www.biggerpockets.com/renewsblog/2016/05/31/21-traits-scammy-real-estate-investment-guru/ - https://www.biggerpockets.com/renewsblog/youre-not-cut-out-to-be-real-estate-investor/ - https://www.biggerpockets.com/renewsblog/questions-new-investors-should-ask/If that's not enough, ping me and I'll give you a whole collection of blogs and podcasts to follow.Bonus 2: 1) Read at least one hour per day every single day.2) Remember the quote by Jim Rohn "You are the average of the five people that you spend the most time with."3) Check for toilet paper before sitting down.

@Jim Macedon Talk to a couple of other lenders, especially local/regional banks and credit unions. 

@Jim Murphy.