It's remarkably tough to process this info intelligently. 

Community Intelligence Unit (CIU): This is a police unit that is very public facing, and I imagine that a lot of agencies around the country, if they're of a fair size, likely have some version of this same thing.

No more bosses, artificial deadlines, or fear of being laid off.

Here is intelligent advise taking all facts into account: Find a well referred and rated PM service who will do tenant placement for you, and tell them your position, and ask if you could be as involved as possible in the process so that you can learn and experience from it, not micro-manage.

----------------------------------------------------------------------------------------------------------------------------------------------------------Jim Rickards- (The Road to Ruin, Aftermath)Jim Bianco- (Bianco Research) Danielle DeMartino Booth- (Fed Up, Quill Intelligence)The Zero Interest Trap   Daniel Kahneman- (Thinking Fast and Slow) Jason Burack- (Wallstreet for Mainstreet)George Gammon- (The Rebel Capitalist Show)Krassimir PetrovMacrovoices- (Erik Townsend)Eurodollar University- (Jeff Snider)Peter SchiffBrent Johnson- (Santiago Capital)Robert Kiyosaki!

You want to make a thoughtful, intelligent, sophisticated offer backed by the research, comps and evidence supporting your price and ability to close.

I have recently started to save intelligently to put away some cash for future deals. 

Right now, things are being artificially held in check with the stop gaps the government is putting in place to keep the bottom from falling out.

With Prop 13, the average CA prop tax is 0.8% but that is factoring in all the long time owners who are paying an artificially lower percent. 

I tend to try and hit at least 8 percent, perhaps that is too low or misguided for others as a CoC return, open to thoughts on that.In any case, assuming half of this would be my HELOC and half my money, would that artificially increase my CoC return assuming I pay the HELOC back via the cash I'm receiving and then perhaps a year or so later refinance and pay it off?