Austin was their pick for the hottest market.But why would Philadelphia be among the top five coldest markets?

With appreciation so high, it is going to keep the supply lower, among the other factors of low rates and normal high demand.

In fact, it's safe enough to bet dollars to donuts that they won't ever go away, not ever.When you purchase a "bucket of asset classes", you must allocate cost basis among the asset classes in a reasonable manner. 

Among the 20 largest metro areas nationwide the most overvalued city is (drum roll!)

2) What is a fair split among the parties? 

I recommend you take the average, increase it 20%, and then split it among the renters.

But overall I think if you go into the rental with all parties knowing that the utilities are split evenly among the bedrooms and they agree to that then some of the arguing will be mitigated .

If there are no recent sales among the other houses along the tracks, the tax assessor's data may provide some clue as to estimated FMV of your property and those surrounding.In your post, mention which commuter line runs by the house, and whether it's across the street (preferred) or in the house's "back yard" (YECCH!).

Besides Sacramento, Denver and Boise, Phoenix and Harrisburg, also count among the top 10 on the list.

The historians ranked this year among the top ten most stressful both in U.S. and world history, just below years marred by tragedies such as the American Civil War, the Black Death, the Holocaust, and the sack of Rome