Welcome Bryce - Keep consuming the Bigger Pockets podcasts, go to the webinars, and look at as many properties as you can.

I'm a natural rambler so I'm sure @Brandon Turner and I could be friends :)My wife and I recently found Bigger Pockets and are getting caught up on webinars and podcasts so thanks to all! 

@Steven Coppola - While you can find deals on the MLS that you can buy under market value you’ll also have to look elsewhere.Last night’s webinar discussed this so I recommend listening to those in the future.

Still learning the nuances by listening to BP Podcasts and webinars.

I can also arrange a free webinar if there is more participants interested in learning about the correct way to do owner financing.

No, you cannot, there're very specific rules against it, despite the YouTube webinars encouraging you to deduct them (the symphony players lost a court case against the IRS trying to deduct their performance tuxedos)and so on.I know it's tempting to think you're sticking it to the IRS, but in the end they will stick it to you.

I am loving the podcasts and webinars and forums; so much I don't know -- very happy to be here! 

Absolutely love all the podcasts and webinars.  

Watch @Brandon Turner webinars and and @Matt Faircloth YouTube videos - They do a great job of breaking down what you're looking for and how it applies.

If no banks refi with an existing lien,  how are investors using this strategy the way it is described on the webinars, podcasts, blogs, etc?