We are looking to buy a residential, multi family unit.

Louis - Who We Are and What We Do (p. 8)

It likely would require something grossly negligent with huge consequences to have a chance to go beyond my coverage and we are not that negligent. 

However, we are able to offer this type of financing internally with our own funds on a case-by-case basis, taking into account the borrower’s profile, the property’s condition, and the scope of work.

When you say "we," are you speaking about your business or your personal tax returns, or does your business flow into your personal returns because you file as a sole proprietor?  

Here we are in 2025 and I'm still reading the forums. 

We are hoping to see a better market in 2025 with lower rates and hopefully some deduction in property taxes, though.

With the current mortgage rate constraints affecting how many buyers are willing to enter the market we are seeing a lot of borrowers have success with the BRRRR strategy with plans to sell in the next 3-5 years when interest rates go down.Researching potential LTR and STR rental amounts and seeing if holding for a few years is a viable option is a good analysis to do well. 

We are experienced and have never involved anyone in our projects and have never used a loan outside of a conventional mortgage.

Yes we are all in house.