Have to agree with most here in that a SF-> duplex conversion needs some really specific qualities to be worth the squeeze.

If he bought this property ages ago for $33k and it is only worth $50k now, I just don't think that the juice is going to be worth the squeeze.

A contractor left a back door open one day and someone walked into the house and stole $2000 worth of tools.

Let him take the stuff because it is not worth your time to store it and then sell it.

Or someone went camping and got rained out and had to put everything in the dryer when they got home.There are some really cheap motion sensing cameras these days- it might be worth setting that up.

They view each loan individually and have been lending to me even though I only work my W-2 on a limited part time basis.

The property, though is not beach front, nor does it has ocean view, is just a short drive from some of the best beaches in the west, which are great for surfing, snorkeling, SCUBA diving.In the 1.21 acres there is a main single family home (4 br) which was divided in two sections one of which is being rented.

Quote from @Max Bellino: I’m looking for guidance on whether it’s worth opting for a rapid report for a cost segregation study, which is less expensive than a full site visit.

DSCR loans are based off of down payment, credit score and either actual or market rents so it helps to supercharge an investor's real estate goals and net worth.

Digging down is a project I am just finishing up.... it is exhausting but potentially worth it.