So there's not a way to know unless you find out from the seller directly.

Cold Called the seller.

Yeah call me crazy.  

Fake investors, you can sell the dream, the hustle is sold separately  thats why lottery tickets sell so well.. dream with no effort. 

For crowdsource investments on Republic, StartEngine, etc there's a great resource called Kingscrowd that reviews each investment offering and gives details and ratings on the team behind the project.

So yes to that one.  

Happy to discuss further on a call if that would be easier for you. 

I've tried the lower 6-7% PMs and usually you'll either pay mark ups on repairs (what you've noted) or pay extra fees (i.e. labor hours, extra calls) that you may or may not notice. 

I don’t even know where to begin outside of calling my insurance company.

I mean, some may call me the greatest who's ever been, lol, ok maybe not but a man can dream right.