You can save money by buying smart, but don't buy cheap/lower quality because you get what you pay for and it may cost you down the road.

This is a very smart start - "Short-term goal/first milestone".

But then again, I also expected a smart-a$$ comment from you.

Donating appreciated securities to a charitable organization can be a smart way to give, both for you and the charity.

Photos: Yes, taking photos of everything before your tenants move in is a smart move.

And while we are on the subject, it is smart to protect your assets by using advantages that company structure offers.

It's always smart to talk with others active in your market to get a real understanding of the local situation. 

If you had 25%, you would still need to borrow because you don't have 100%.Smart investing includes three simple steps: increase earnings, reduce expenses, and save.

Trading up in rental properties after a few years can be smart because it allows you to leverage the benefits of a 1031 exchange, which defers capital gains taxes, letting you reinvest all your equity into a more valuable property.

But, for the time being, smart money will buy a Tesla Plaid or a Model 3 which will soon be outlawed for its dangerous 0-60 times, but may retain its configuration and become valuable.