Pretty simple process if you're willing to pay the $1500.

It is not always simple or straight forward.

I am not aware of Lane's participation on any BiggerPockets podcasts - it is possible, as I have not reviewed all 1,000 of them, that he has appeared on a BiggerPockets show, but I was not able to find one from a simple search.

For something as simple as a deck the permit approval takes a MONTH then they want to inspect the hole for the footers, then they want a separate inspection once the footer is poured and the window to get those inspections done is from 1-3pm and maybe the guy shows up in that time window, maybe he came early and you missed him and need to reschedule, or maybe it's 3:30 when he shows up in a terrible mood and fails you for some ridiculous reason, or maybe they tell you at 3:45 when you call in to see where the inspector is that he won't make it that day and you've wasted 4 hours waiting on some city employee to show up... there is no way to price that into a quote.A more experienced contractor will have better pricing from local suppliers they use and trust than you will ever get as an out of state investor - they spent years earning those discounts and trust the product supplied. 

Create a simple spreadsheet or written list to compare the features of each and identify the ones that align with your requirements.

KuberaWhat makes it unique: Kubera is a simple-to-use platform specifically tracking your net worth.

I’m simple and would be fine with just 10k/month with fewer properties.

Read that again.Your strategy is simple, do this:1.

As a side note, Floridas current insurance issues are mostly caused by other factors besides the increase in severity and frequency of natural disasters however (roofing scams and no caps on lawyers fees for claims, both results of bad government policy that resulted in most insurance companies leaving the state and the remaining ones raising rates to account for having to pay for all of the roofing scams and absurdly high attorney fees on simple claims). 

It's compounding interest v simple interest and making $ work in two places at once.