If you stay at 60% or below of your homes, you can get into the 5s pretty easily with a point or two, even with credit scores as low as 680. 

The interest rates on these loans from the programs are usually at a much higher rate as they do not qualify people based upon a credit score.  

Now that that's in place you'll want to start building credit through that LLC so you have enough credit time & a quality score to qualify for a property using your LLC.

What's the lowest credit score you will allow?

We came across a company called Seek Capital because, unlike other companies, they are willing to approve setting us up with lines of credit based on my wife's credit score and do not require a high monthly revenue like other companies. 

For borrowers with low or mid-range credit scores, what are some strategies for securing hard money loans?

It’s rare that I use the desktop/browser version but that does have a few more features than the app and may be useful when getting set up initially. 

Via workforce centers across the nation implement a system by which those who score for aptitude in the home building services sector, they are assigned an "Employment Voucher". 

Hey @Bobby Valcin, so that orig person had a lot of debt with a low credit score, and when I mentioned that to him, he said "yeah, I figured you'd find that out from the application!" 

I'm not saying This is the best area to invest in I'm just saying I was surprised at the amount of open ground and how far I could see in the distance.Just my 2 cents.From the  internet (NOTE I did a virtal drive through not in person):if you go there be careful.The McDougall-Hunt neighborhood in Detroit has ahigher risk of crime, with a CAP Index score of 8 out of 10.