Tell them to work out a payment plan with the utility company as this will be a recurring problem. 

recurring ongoing maintenance is recurring ongoing maintenance. whether or not the new unit would require the same amount of dollars on maintenance is TBD.

In addition to just an inspection, also had a full recurring maintenance list for a flat monthly fee.

I am unfortunately not an expert on repairs to know if you were overcharged, but a professional may be able to identify the recurring issue and see if work was actually performed and give you an idea of if you were charged correctly.

BP Events has several networking events and I have a list of recurring meet-ups I'll DM you. 

Non-recurring property expenses may be added back, if documented accordingly.If the property was in servicefor the entire tax year, the rental income must be averaged over 12 months; orfor less than the full year, the rental income must be averaged over the number of months that the borrower used the property as a rental unit.See Treatment of the Income (or Loss) below for further instructions.Lease Agreements or Form 1007 or Form 1025: When current lease agreements or market rents reported on Form 1007 or Form 1025 are used, the lender must calculate the rental income by multiplying the gross monthly rent(s) by 75%.

I'll have to look up the recurring evening. 

I understand that the monthly mortgage premium would be paid from the monthly recurring rental revenue, which currently goes into an LLC bank account.

You are correct its not the recurring monthly fees that kill you its the expenses you are not aware of that are either financially or lack of screening motivated.

Lastly, Renovation, and non recurring repairs can also be added back in.