Since the 1970s,  the number of administrative staffers has risen by 235 percent, while the number of faculty and students has increased by only about 50 percent. 2) 38 year lows in labor participation (Please don't fool yourself by believing that we are at or near full employment as Janet Yellin says).  3) Very significant increases in government regulations making it harder to start small businesses (which is where the preponderance of new jobs come from).  

Lenders use over 10 different version of fico so the pull at BOA could be different than Wells Fargo.Also ask yourself does it effect you mentally to walk around with 500 fico ( won't really drop that much) but to me I don't care what my score is.

Legally speaking; A service animal means any dog that is individually trained to do work or perform tasks for the benefit of an individual with a disability, including a physical, sensory, psychiatric, intellectual, or other mental disability.

Start going to a local Real Estate club to be around like minded people and that will make a big difference for you mentally.  

I'm not just referring to the job, I'm talking about the concept of working for others and more importantly the idea of trading my time simply for money was not doing well for me (mentally).

“But one of the smartest strategies of the world class is doing what they love and finding a way to get paid for it.”On the other hand, middle class take jobs they don’t enjoy “because they need the money and they’ve been trained in school and conditioned by society to live in a linear thinking world that equates earning money with physical or mental effort.”I would have taken the risk and started my own business like I considered after college instead of taking the first job offer that came along.

Do local real estate market research so that you understand local culture, dynamics and business mentality, before purchasing anything.

Welcome back to the real estate investing mentality. 

In Las Vegas, where there is a ton of them, the mentality seems to have gotten more to, get the highest and best as close to the BPO as possible and let it go....still not going for significantly less than market value.In las vegas we can get you or any investor many buy and holds that will make money, flips are still available if you are realistic on what you want for returns.  

I have been trying to think through this mental exercise a fair bit lately.