investors work all year long no matter what season or holiday it is :)

If you're considering scaling your portfolio, what loan features matter most to you – lower interest rates, flexible terms, or higher loan-to-value ratios?

I would consider this an urgent matter, though maybe not an emergency per say. 

However, as a matter of practice, its better to have fresh leases/rental agreements signed fairly often.

Quote from @Kent Ford: Texas offers a diverse real estate market, from  I would say in many cases price matters most. 

On the other hand if the fund has not set aside adequate liquid reserves to meet obligations, then I think it is probably only a matter of time before they are going to have a problem meeting them.

4> Personal Guarantees: Stabilized/ Performing vs Personal creditGoing in all cash on this project, Ultimately want to cash out on the refi, What should personal credit look like (restructuring), Doing the project in my LLC, will my personal credit matter?

Look for parks, schools, groceries, and local hangouts—these things matter!

Pet, ESA, or legitimate service animal, it doesn't matter.

So, as a matter of practice, I would always include those utilities in the rent if they are a flat fee utility such as garbage.