The good news is you don't need a specialty loan for a house hack, just a traditional primary home loan.

You didn't mention the higher Florida insurance costs. 

Several have mentioned utilizing low down payment second home loans for qualifying.

Another option could be a home equity line of credit (HELOC) if you have enough equity in your primary or second home.

For financing, there are programs like FHA loans for first-time buyers, and there may be local or state-level programs offering incentives for affordable housing investments.

Third party servicing company for $35/mo handle taxes, insurance, escrow, tax forms, statements etc.

Each person who lost their property will need to rebuild their home.

Many stockbrokers and insurance salesmen are not fiduciaries. 

Get it under agreement for less than asking price and offer to bring the loan current and have them carry that loan.The way I see it is they are just getting MLS properties under agreement - the last five I looked at had been sitting on the market for more than 150 days (overpriced) because the payoff of the loan would not be satisfied at lower price point. 

I flip with cash, not loans, mainly because there are not enough deals out there that meet my highly selective acquisition criteria, so no need to pay interest on cash otherwise sitting in a money market account.