Of course I’ve done cash outs as well, but as far as my primary residence goes I definitely have been happier with a HELOC.

Hey Chris, I use Dannible & McKee and couldn’t be happier.

My lawyer’s are happier when I put in a disclaimer

From personal experience, I can tell you that I became generally happier and the quality of my life improved when I started working towards goals that I set for myself. 

I will say that using our primary residence's equity to purchase investment properties has really worked out well for us and I couldn't be happier that we decided to do it.  

I love their ancient quote: he who chases two rabbits catches neither.Studies show that you won’t be much happier making millions than approximately $100,000 per year so assuming you’re at 100,000 annually in each of these options, I would choose the one that makes you happiest and will bring you the greatest satisfaction, joy, and peace for the rest of your life.

Just replaced carpets in one of mine with LVP, couldn't be happier with the upgraded look and the durability!

I wasn't sure if a variable rate or a fixed rate would be better but compared to hard money and private money loans if I can keep it under 7-8% APR and under 2 pts I'd be happier than a leprechaun with a pot of gold!

Communicate when you are unhappy and what needs to change to be happier.

I think it is reasonable to place repairs and vacancy at 5% because things will break less and your tenants will be happier as a result, which will hopefully lead to less turnover.