I grew up in the real estate industry watching my father raise money with a PPM for large multifamily value add projects and a developments.

There aren’t many residential development companies operating at this level, which reduces competition and risk.

Based on the development expected over the next decade, I believe it's a great area to invest in. 

Additionally, have a clear budget, factoring in potential repair costs, and ensure you understand the rules about earnest money deposits and closing deadlines.LLC for Real Estate Investing: Forming an LLC for rental properties can offer liability protection and may provide tax advantages, though the tax benefits are non-existence for rentals.

I'd rather pay for a platform whose revenue comes from subscription fees because at least they are developing features and functionality for the "right reasons.I've never heard of Digb (what kind of name is that?). 

It's worth taking the time to understand what you're doing so you can develop your own conviction and confidence.

Will it expose systemic greed, or will it shift the blame to other factors like housing shortages?

It's a little remote, however, the community seems to be new and growing and there are other houses and developments going up near by.

One of the major driving factors for increased premiums is the carrier's requirement for higher replacement cost limits on file for buildings. 

So they started doing the loans that everyone else turned down, ultra high risk development deals, second mortgages, land loans at ridiculously high LTV, loans where the borrower has none of his own capital invested, 85% of AFTER stabilized value loans.