One important detail is that my brother currently lives with us, and we are open to having him stay with us if we do make a purchase as a renter to help cover our mortgage.I see our main options as the following:1) Buying an SFDU to live in, and "house hack" with my brother continuing to live with us and pay rent2) House hacking with MFDU.

Quote from @Patricia Anne Cawood: Can you give me more details about your deal first? 

I'm not following you, can you explain in more detail?

@Gash Nookala,Renting can indeed be slower in winter, but here are some tips to boost interest:Enhance Listing: Ensure your listing has detailed descriptions and high-quality photos—consider professional photography if needed.Competitive Pricing: Double-check local comps; even a slight price adjustment or incentives (like a reduced deposit) could attract more interest.Broaden Marketing: Beyond Zillow, Hemlane, and MLS, use social media, community boards, and local business connections to reach a wider audience.Flexible Lease Terms: Offering shorter or month-to-month leases might appeal to tenants during this slower season.Local Property Manager: A local pro can tap into their network and help fill the vacancy faster.These steps should help you find a tenant despite the seasonal slowdown.

Also provide tons of good / detailed photos along with property details critical for the investor to make a decision. 

I appreciate all of the detail but what information was provided to the agent that wrote the policy?  

Define roles, financial contributions, profit-sharing, and responsibilities in a detailed agreement.

Yes - having a small trash can in each room is a nice touch—it shows attention to detail and makes your guests' stay more convenient.

Here’s a detailed look at our situation and the questions we have:1.

Sure maybe more detail to the insurance policy, but you came out a winner with the hand you were dealt.Total freak accident.