Quote from @Bill S.: @Michael Quarles so sad to hear about your wife.

Read 10 of these before winter break...Buffet, Trump, Bloomberg, Craig Hall, Trammell Crow, Jerry Jones, Michael Dell, Bill Gates, Bezos, Sam Zell, Li Ka-shing, Chuck Feeney, Ong Beng Seng....

A few months later a different sales guy started hitting me up, and I again explained what I was looking for and that LM likely wouldn't fit the bill. 

My options are:-Refinance now and foot the extra bill and stay in this current home (I would be footing all future closing costs) and pour most of the money earned from the other sold home into the one I currently live in. 

Quote from @Bill Hampton: @Alex ShowWelcome to Bigger Pockets.

I know in New Jersey, you cannot bill if you clean it yourself outside of the actual chemicals used (I.E. free labor).  

San Francisco, Miami and Bill, Wyoming.  

My name is on all the bills so they get paid.

Now all of a sudden you have these new cabin units and you can significantly reduce your tax bill at least in the near term by splitting out the components.

Equally Splitting the Bill: One straightforward approach could be to divide the total water bill evenly between the two units each month.