Fees for new construction , between capitol connections , impact fees , environmental fees , engineering fees , etc  you CANT build AFFORDABLE housing .   

@Jason ScottI would also take the higher rate and put less cash at closing as the delta as mention is $50/mo which means as long as you refi in next 4 years then taking the credit was the better choice.This is assuming the $50/mo does not have a significant impact on you and your finances.

They include: zoning requirements, building codes, impact fees, permitting requirements, design standards, public land requirements, and federal Occupational Safety and Health Administration regulations and other labor requirements.

The best real estate advice I ever received was from the CEO of one of my first employers who became an impactful mentor of mine.

I think demand for rooms will remain high as inflation impacts people. 

This is also impacted by how old your home is, so that was likely a factor for me.From what I can gather, it's best to increase my personal liability for now and require the tenant to get renter's insurance to secure their own belongings. 

I am considering putting my personal residence condo up for sale and am curious how the recent agent commission change in process impacts sellers in for sale by owners.  

Some of our Tennessee cleaning and maintenance teams have been impacted as they live in Cocke County which Collin H. mentioned above has been devastated by floods and knocking out their water system.

This would then have a negative impact on your credit score and could make it drop significantly.

The best thing to do is contact the county tax assessor explain the estimated purchase price and ask how this will impact the annual property taxes.