Hi @Wesley Quinn, property managers are worth their weight in gold and ultimately, they are the means by which you can scale in real estate.Here are some recommendations on how to find a property manager:1) Google and Yelp to see what the available universe of managers is2) Call the owners of comparable properties to see how they use and get referrals3) Qualify your list by whether or not they have experience in managing the kind of asset that you plan to buy and how professional they are e.g. do they have a team, do they employ software like appfolio, building etc4) Property management works best when you ‘asset manage’ them so don’t plan to be completely hands off.

Want to have my passive income out weight my expenses which is about 20k annually.

(have fun dialing in those 'weights' for your attributes :) )Goog was throwing me an error on the sheet sizes... not sure why, nothing should have went over 5 million cells.

It’s a weighted average, depending on each of the loan balances.  

With that said and depending on your experience level, a good realtor can be worth their weight in gold in terms of liability protection and experience.

If you can find a reputable property management company, that has extensive market knowledge, they will be worth their weight in gold.

Think about that time when you walked that extra mile despite feeling tired, won that trophy, hit your weight loss goal, hit that savings goal, etc.

What troubles me is that he did not seem to put any weight on the fact that we live in the home with this woman. 

After that it’s a weighted average as follows (.75% x 7.92%) = 5.94% + (.25 x    8.00%) = 2.00 (5.94% + 2.00%) = 7.94%. 

A good CPA is worth their weight in gold.