Quote from @Carleton T.: I am a licensed contractor in Orlando, FL.  

Loan Commitment states: "There is a prepayment penalty of 1% on the loan for any partial or full principal reduction payments made before the end of the fifth year.

Some of us have thousand of dollars committed for years and our return on our investment model just is now likely lost. 

If your conservative you can put the profits in a risk free T-Bill paying better than 5% with no phone calls to unclog a toilet.If you decide not to sell, then let's tackle your question about PM.  

But I have had some success finding  a few that have lower minimums and provide healthy returns with a much shorter commitment timeline vs DSTs. 

@Chaim T. - link doesn’t work, but I’m on a phone, so my on my end.

Honesty and integrity are just a few words that best describe my commitment to growing personally and professionally. 

I’ve heard your concerns, and BiggerPockets is stepping up to provide stronger support and more robust education to empower passive investors.That’s why we’re creating PassivePockets.This isn’t just another platform; it’s our commitment to bringing transparency, education, and a true community to the world of passive real estate investing.To make this a reality, we knew we needed more than just an idea—we needed a partner with deep expertise.

@Monico LorenzanaIt depends upon what you're trying to achieve, the amount of capital you have, and your time commitment.

It's important to choose that one and commit to using it.